Find the right Motorcycle insurance
Whether your bike is for your everyday commute or for your Sunday afternoon relaxation, let us find you the price on coverage.
Complete coverage with competitive pricing
Good motorcycle insurance will include coverage that protects you from the costs of causing an accident and the cost of damage to your own bike as well.
Main Insurance Coverage For Motorcycles
Liability coverage covers the costs if you cause an accident, damage property, or injure someone else while on your bike. Liability coverage will also pay the other driver’s medical bills. Texas law requires you to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This is called 30/60/25 coverage
Comprehensive coverage covers damage to your motorcycle not caused while riding, like damage from vandalism, theft, hail, or fire.
Last year, one hail storm caused $300 million in damage in areas of Frisco, McKinney, and Allen according to the Insurance Council of Texas. Comprehensive coverage with a low deductible is an important part of your auto insurance in the Dallas/Fort Worth area.
Collision insurance covers damage from a collision with another vehicle or object, no matter who was at fault.
Personal injury protection (PIP) insurance covers medical expenses, lost wages, and related damages that you cause to yourself or people riding with you.
Uninsured/Underinsured motorist insurance covers you if you’re in an accident caused by a driver or biker without insurance, or whose insurance can’t cover the full cost of the damage.
Dallas County, including cities like Irving, Lewisville, and Coppell, has one of the highest rates of uninsured motorist in Texas. Approximately 1 in 6 drivers are driving without adequate insurance coverage.
Insurance Coverage Unique to Motorcycles
Good motorcycle insurance will include coverage that protects you from the costs of causing an accident and the cost of damage to your own bike as well.
Guest passenger liability insurance covers medical payments for people who were injured while riding with you on your motorcycle .
Accessories or added equipment coverage works in addition to comprehensive coverage, and covers the costs if your bike add-ons and accessories are damaged in an accident.
Personal item coverage, also known as “Carried Contents”, covers damage to or theft of items or gear that you’re carrying on your bike, including cellphones.
Original equipment manufacturer (OEM) parts coverage guarantees that covered repairs to your bike will use original manufacturer parts.
